This article contains information on the different signing methods that Penneo support.
Penneo offers two types of signing: electronic ID and Touch signature. Both options enable the creation of electronic signatures, but not all electronic signatures are equally valid and enforceable from a legal perspective.
Below are the signatures we support, click on one to read more about them. You can also see how the signature for each method looks in the final document by clicking here.
NemID is a security solution for Danish companies, private citizens and authorities. A digital signature made with NemID binds the recipient just as if the document had been signed manually. If you would like to have a closer look at the process of signing using NemID with Penneo, click here.
Update: NemID will soon be replaced by a new Danish electronic ID called MitID. The migration will start in May 2021 and last until the beginning of 2022.
Penneo will support both NemID and MitID during the transition period. As soon as MitID is implemented, our customers will be able to use it exactly as they do with NemID for all of our services, from secure authentication to digital signing.
BankID has been developed by several large banks for use by individuals, authorities, and companies. The customer’s identification is guaranteed by the bank issuing the BankID. If you would like to have a closer look at the process of signing using BankID with Penneo, click here.
According to Swedish law and regulations within the European Union, BankID is an identification method that ensures authentication of the signer. Therefore, a digital signature made with a BankID is legally binding.
BankID is a personal and simple electronic ID for secure identification issued by all the banks in Norway. If you would like to have a closer look at the process of signing using BankID with Penneo, click here.
Norway follows the “Act on implementation of the EU Regulation on electronic identification and trust services for electronic transactions in the internal market” (Lov om elektroniske tillitstjenster). The electronic identification meets the official requirements set forth under eIDAS for authentication and binding electronic signatures.
Itsme is an advanced mobile authentication solution. If you would like to have a closer look at the process of signing using itsMe with Penneo, click here.
Itsme can be used to log in and confirm payments in online banking, get access to numerous different online public services, sign digitally, and create online accounts. Users can safely and quickly confirm their identity and approve transactions easily and reliably. The app complies with eIDAS standards and meets PSD2 and GDPR requirements.
Read more about Penneo’s solution for Belgian companies.
The FTN is managed by the Finnish Transport and Communications Agency (Traficom) and consists of a set of banks and mobile companies (Mobiilivarmenne) providing eID schemes in compliance with the Finish Act on Strong Electronic Identification and Electronic Trust Services.
Any Finnish citizen or legal entity owning one of the network’s IDs can now use Penneo for online authentication, carry out secure transactions and sign legally binding agreements. If you would like to have a closer look at the process of signing using FTN with Penneo, click here.
Signing with touch means drawing your signature on a tablet or computer, uploading a picture of your signature or creating a text-based signature. If you would like to have a closer look at the process of signing using touch signature, click here.
Touch signature is much safer than a conventional pen-made signature, as both the IP address of the signer and the date and time of the signature are registered and become an integral part of the final digital document. As a result, content integrity and non-alteration are still ensured. However, it is not as secure as one made with an e-ID, nor does it meet the eIDAS Regulation requirements – therefore, we only recommend using it as an exception when you require a signature from an individual which does not possess or cannot access an electronic ID.
How does a document via Penneo look like?